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I am 60 years old and receive a fixed pension plus medical benifits from General Motors as part of the hourly pension plan. My wife is 54 years old and will turn 55 this year. Although she no longer contributes she is fully vested in TIAA-CREF from having worked at a participating university for 16 years, she quit the university to become self employed 11 years ago. At this point in our lives we live entirely on my pension but would like to increase our income without working full time. My question,is there anyway that she can start receiving income from her TIAA-CREF funds prior to the age of 59 1/2? Rollovers into IRA's etc.. Anytime we have approached this subject with the folks at TIAA-CREF we have reached dead ends and have been discouraged by them about making any changes or withdrawals.
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