No. of Recommendations: 0
TMF Pixy, Thanks for your reply. Some of it confused me a bit though. TMF's July 13th Foolish Four article: "Fool Four vs. S&P," by TMF Sheard:

suggested that the S&P has returned 16.65% over the last 20 years, and may very well continue to do so for the next 20. What portends the plunge to around 10%?

My earlier question still stands, or at least part of it does. Since you pretty much set aside the post-employment TSP option as a Foolish suggestion, I'll assume it lends no particular benefits that I should consider over an IRA. Please pardon my ignorance of IRA's, but is that an option that would be better option for my retirement funds than just plain old taxable, FF market trading on my own for the next 20-30 years? Can I get my $$$ into a brokerage account that's also an IRA or ROTH IRA for FF trading.....i.e. can I practice FF foolishness while also enjoying the benefits of an IRA?

If that's not naive enough a question, how about this: If we assume that upon my retirement in 25 years cap gains taxes remain the same, and we are still taxed at 20% on investments held for a year, am I to be taxed again or at another rate on the money I've been Foolishly growing once I'm no longer working?
Thanks, sdlipps
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