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TMFPixy wrote:
<<It's the pay for the entire year that counts, not that of any specific quarter or when she became eligible to participate.>>

That's for the entire year's contribution - but, can you raise your per-paycheck contribution to make up lost time?

Say you weren't eligible for the plan until July, and your annual cap will be $10k. Can you then contribute $1666/mo, regardless of what your income is that month? Or will your monthly income restrict your monthly contribution?

[Her new employer has indicated that they can't allow her to contribute more to make up for the shortfall with her previous employer. She's somewhat averse to contacting her previous employer's benefits department - they're having a "rats leaving a sinking ship" problem, and nobody gives a damn anymore :-(.]

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