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To accurrately compare the two, you would have to calculate what would happen if you were on unemployment and left the kids in daycare.

I see your point, but I disagree. Other expenses would cease (commute costs), and some would increase (cost of finding a new job). I think all can be taken into account to come up with "net income".

Another thing to consider is that unemployment has a timeline. You could not survive on it forever.

True. What I meant to get at was a lot of the anxiety some feel over losing their job can actually not apply in some cases - my net financial situation would improve slightly.

Long term, I would of course worry about healthcare the most - I am afraid that my one bout with high BP and cholestorol would be considered pre-existing, but come October I could be on T's insurance anyway before mine was terminated, so that's nice. I know others do not have that luxury, either.

Also long term would be the anxiety over a new job. Honestly I would probably be looking two fold - at jobs in my current profession AND at jobs in a new/different profession or with PT hours I could just work while the kids were in school (I wouldn't have to earn as much if I wasn't paying daycare).

Also, since it's a liberal handout for freeloaders, I would hope that you would say a weekly prayer at a home shrine to Ronald Reagan to help motivate you to pull yourself up by your bootstraps, work a little harder, and live the Ameruhcan dream of self-suffiency.

Well of course. If I weren't lazy I'd have three jobs right now, even.

And I'd also be staying home so that my kids weren't raised by strangers all day.

Contradictory you say? Pish-posh - I'm just too lazy to have figured out how to do it all yet!

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