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To all.

Thanks for the replies. I am still discouraged, but I will keep at my plan. As SP pointed out, I may yet find that 10 bagger.

A couple of the questions I wanted to respond to. My wife wants a bigger house. So far, I can't get past the emotional aspect of this. I've been trying and will keep trying to convince her that it is not the best way for us.

I've actually been working on her to buy a quad and rent the other parts out. She hasn't dismissed this, but is a bit worried at being a landlord. I agree, but if I am going to buy something, I want to buy something that will pay me some income.

I did start late. I had a bunch of debt in my 20s that I paid off in my 30s. Then, I bought the current house and paid it off. That is the one bright star here, I have no housing payment so I am able to save as much as 80% of my salary some months. Other months, I am at the 25% level. Life happens.

I will keep working on my plan and work with my wife to see if we can reach a compromise. I may have to kill the Joneses, but I'll try.

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