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WBK was recently talked up on one of the Fool articles about diversifying with dividend paying stocks, which suits my investment approach. See the article here:

However, my question is this: given that the housing crisis is far from over and that according to a recent Wall Street J article "More than 90% of Australian mortgages are set at a variable rate, with interest rate cuts from the central bank typically serving as a boost to the local property market." -- is this the right time to buy WBK? Any thoughts are welcome. thanks in advance!
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