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No. of Recommendations: 1
To keep it simple, and assuming you are retiring and taking income around age 65, the Freedom 2035 would be an easy option to pick. It has reasonable expenses (.79), low turnover, and seems to perform as well as all over target date 2035 funds per morningstar. It is negative YTD as well but that should not concern you - that just means it is on sale.

You could diversify with other funds but the last thing I would focus on what be how they did this year. Use some of the various asset allocation tools available online and then select the funds that fit those asset classes that have the lowest volatility and the cheapest expenses and you should do well.
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