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I'm reposting this question because I sort of buried it before. I'm trying to figure out whether to take SS early or to wait.

As I understand it, it I might be be better off to wait. I'm retired (not 62 yet, but getting there), however my husband makes a very good salary - too high for SS. Am I right in assuming that if I take SS it will be taxed at our current rate of 30+%? And am I right in assuming that, therefore, I ought to wait as long as possible? We don't need the money now, I was thinking of investing it all anyway. How does this work exactly?


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