No. of Recommendations: 41
It's been a bit over a week now, but I wanted to wait for the payments to clear before reporting this next update :]

Last thread: [4/2012]

I sent the last payment to Chase at the end of August and I am happy to report that my total CC debt at the time of this post is now ZERO!!! *dancing furiously*

I still owe approximately $4K on my auto loan. I do plan to shift my snowball to pay this down quicker than the previous $450 monthly, but the focus now will be to build up cash reserves, saving for a modest wedding, april vacation/honeymoon and a down payment for a home.

We're in no rush to purchase a home, but having the power to save where I once was "making money vanish" as it was immediately handed over to CC balances each month is something I am really looking forward to.

I am also happy to report that in staying the course of repayment I also managed to continue saving to both e fund and investments. My net worth is just under $50K in the black!

You folks have been so helpful to me over the years. I want to say thank you from the bottom of my heart. My story is not unique but it is mine and it has been my cross to bear for well over a decade now. Today is the first time I am able to say that I have NO CREDIT CARD DEBT since my freshman year of college. Boy does that feel good.

To those of you still grinding away, or drowning under the pressure of seemingly insurmountable debt, you can do it. It seems impossible at times and those balances really suck the wind from your sails, but try to remember that the end result is worth the struggle. All the best.

So once again, Fools, I thank you. And to that lousy credit card debt, I say GOOD DAY!

Turning the page, stronger, wiser, and more focused than ever...
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