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To the others, who think it's at all useful to fold advice into personal insults, it is not. I'm not sure where you learned that it's acceptable or helpful to call people names who are asking legitimate questions, trying to improve their situation.

Caat - You did drag an awful lot of baggage into the discussion. I'm used to dealing with frustrated taxpayers - that's my actual job. So I do my best to look past the baggage and frustration and try to find some humor and/or actual advice.

I do suggest you try to tone down your posts to get more actual ideas (or explanations) and fewer people reacting in kind.

--Peter
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