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Too bad, because I have some after-tax contributions trapped in my 401(k), that I could have rolled over into a Roth IRA at the same time. :(

Does the 401K plan have a ROTH 401K option? Converting 401K After-Tax to 401K ROTH is possible providing the plan allows it.


Unfortunately it doesn't. When I still was working with the company, they had an option to rollover after-tax contribution into an outside Roth IRA. This was new this year and that's why I started after-tax contributions to begin in the first place.

A few days before I left, I called them and - among others - asked them, if I could still wire out my after-tax contributions, after I had left the company. When I tried to do this a few weeks later, after my final contributions had posted into the 401(k), they told me all of the sudden that I can,'t do this after termination of employment. When I filed a complaint a supervisor called back and told me that there was a misunderstanding in my conversation with the rep a few weeks before (implying of course that the misunderstanding was on my side).

If I am ever in the same situation again, I will get their answer in writing...
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