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I'm relatively new to TMF(subscribe to SA, HG and II) and relatively new to handling my own investments( thank you for the nudge TMF!), so I may show some ignorance on my first post. Caveats aside, given the recent tax changes, it seems that placing high grade, high yeilding hybrid preferreds/fixed rate capital securities in a traditional IRA could be a smart move (is there a fund that bundles these in order to lower the risk?).They would be tax deferred and be taxed at my regular tax rate at time of redemption.On the other hand , capital gains and dividends in my traditional IRA would lose their tax advantaged treatment(15%) if redeemed in my IRA( so put these in a currently taxable account). In the same vein (and turning the normal investment rules on their head), a traditional IRA would seem to be the best place for short-term investments(less than 1 year), as they would be tax deferred.Would "day traders"(which I am NOT) be better off(tax-wise) trading in their IRA accounts?! What am I missing? Thanks!
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