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My husband took a early retirement a year ago. He took his regular pension and we rolled over his 401K to TIAA-CREF into retirement annuities since we didn't want to access them for about 5 more years. He is 57. Our plans were for me to continue working full-time plus moonlight another $10,000 a year since I love what I'm doing and he hated what he was doing. He is the house husband and a pretty darn good cook!!
A problem has come up with my health and I can handle the full=time job, but the moonlighting job has to go!!
Hospitals are killing nurses!! So we need to access his rollover IRA for more income.
According to my reading, we will have to do SEPP, which TIAA-Cref does not do. It is my understanding that we will have to do another rollover to another company that will do SEPP. How do I find these companies?? I have also discovered I am more risk aversive that I thought and I don't want to take the time and energy to actively manage this account. Any advice??
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