No. of Recommendations: 0
Try going to the LBYM board. You didn't really say but have you been able to keep your payments current? If so, then I would not go the BK route. Have you tried selling the restored muscle car? Are there other things you own that you could sell to get some money? This board and the LBYM board are full of ideas for people, many who have overcome or are still overcoming many thousands of dollars in debt. A BK will stay with you forever and as many will tell you of their personal experience that they wish they hadn't done it. It can even keep you out of some jobs, apartments, etc. There are many people who know ALOT of useful information that post to these boards and I'm sure they'll give you lots of great ideas. Also, I admit that I have no idea of how much a new Cadillac cost but $943 seems a little high for a monthly payment. Have you looked into maybe refinancing it to lower the payments? Are there any new job opportunities or bonuses or raises coming your way? I'll bet you'll be surprised when you start brainstorming for ideas and IF and that's a big if you don't think of any, try something like CCCs first before going BK.

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