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I am currently a school counselor. I am 50 years old. I intend to retire when I turn 58. Due to various circumstances, I have not been able to invest into any type of retirement with the exception of my teacher pension. Now, I finally have the capital to make some good investments. Teachers are offered a TSA through our school district. The maximum allowable to submit to a TSA is approximately $9500 per year. I thought this would be the year I would start a TSA, but I happened to buy the Motely Fool Book two days ago, and I feel that doing the DOW for the next 8 plus years would give me a greater return. What are your thought abouts TSA's? I also plan on working after retiring from education. Any information concerning TSA's matter would be helpful. I am not afraid to jump into the market. In fact, I look forward to it.


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