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No. of Recommendations: 12
GLSmyth is right on the money in his post #19275. My only comment to you is where you said...

>>> I'm 20 years old and retirement is many, many years away. <<<

Depending on your current lifestyle and considering your future lifestyle, and how aggressively and prudently you save and invest, retirement doesn't have to necessarily be many, many years away. Starting now is the key.

Then again, retiring at 40 would definitely SEEM many years away to someone half that age.

Welcome to the board!

Please stop by if you need further assistance. I am only online on weekends, but most of these good people are here through the week as well and for the most part really seem to actually enjoy offering assistance.

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