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Hey all,

First post here, and I'm afraid it may be lengthy. I find myself in a bit of a confusing situation. About 4 years ago, I was laid off from the company I was working for due to their relocation. I found another job right away, and began the new company's 401K plan. However, I did not rollover the old company's 401K, and since it was over the 5K threshold (it is currently $6177), I decided to leave it there until I figured out what I wanted to do with it.

Well, 4 years later, I'm looking to buy a house at the moment, and have begun to take into account all my assets. I have: A savings account in which I keep an average of 20-30K, a mutual funds account in which I had 33K in, and my company's 401K, in which I have 43K of vested money (80% vested at the moment), and a brokerage account with stocks worth 41K.

I recently took 30K of mutual fund money and transferred it over to my savings, to prepare for a possible down payment on a house. So now I'm left with 3 main accounts, 1 for immediate use if needed (savings), 1 for investment purposes (brokerage), and 1 for retirement (401K).

So I have this $6K from the previous 401K that I'm unsure of what to do with. I kind of want to forget about it and be surpised one day at how much its grown, but on the other hand, I dont want to be silly about it.

As I see it, I have 2 options, a rollover IRA (I dont qualify for the Roth because of my income) and rolling it over to my current 401k, which doesnt particularly excite me (I dont think the investment portfolio is all that special).

Anyone have any suggestions on what to do?

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