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Ummmm, isn't USAA a B&M bank? It does have a physical location. It is not just a on-line bank.

Ak, wondering how one of my Credit Unions would be pegged. I've never been there, always (including opening the account) done my business from a distance, for over 20 years. My bank and 2 CU's have full on-line access, gotta love it!
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