No. of Recommendations: 1
Unless you like giving LOTS of money to the government, don't name a trust as a beneficiary to an IRA without expert advice.

The problem is that this can be considered an IRA distribution and can be taxable just like the owner and withdrawn all the money the day they died. If the owner of the IRA was under 59.5 years old there may be the 10% penalty as well.

Even naming the primary and secondary beneficiary can be complicated so you should really read the IRS publication that covers this.

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