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I have done more digging on HSAs and opted to go with a traditional health plan instead. Here's one of the articles that I read:

To me the biggest concern about health costs are the rising price of health insurance premiums. And generally health insurance premiums are not considered to be an eligible medical expense for HSAs (the exceptions are if you are covered by COBRA or are drawing unemployment insurance). So for me, it would be better to put this money into an alternate investment vehicle (Roth IRA, taxable savings) that would afford me more flexibility in how I spent the money. YMMV
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