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Update: We applied and were approved for a CL of $14,300.

Great. That will pay off the entire 16.49% card, and almost all of the lower balance 13.49% card. Hopefully, your side hustle will pay the rest of that card off in a few weeks. When making the final payment, either get an actual balance from the lender that includes the residual interest, or include your estimate of what the accrued interest would be, so you can actually zero out the card. (There have been cases where people think they have paid off a card, and don't pay any attention to it, and then start getting hit with late charges because they didn't pay the accrued interest - don't let that happen to you!)

At that point, you can focus your gazelle intensity on the higher balance 13.49% card.

BTW - what rate did you get?

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