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use of those funds means the expenses of running the plan must come from other sources (including hard dollar charges to participant accounts or other revenue sharing mutual funds).

Some companies report being able to fund their 401k expenses from the funds of people who abandon their match before it is vested.

Those are good questions to ask. But not all funds are bad at it. Some do quite well. Larger plans tend to do better. Its the small plans that often have high expenses.
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