Skip to main content
No. of Recommendations: 0
Using a model spreadsheet... <snip> ...Kewep in mind that the gains grow more robust as time passes, a good reason to start as early as possible.

I understand that time value of money. I have studied a little bit of accounting, and have worked in bookkeeping for many years. I have played with Lotus spreadsheets for years, plotting and scheming about these very things.

Thing is, in case you haven't caught all my previous posts, that I'm STARTING OVER rather late in life. I am soon to be 45, and I don't HAVE another 30+ years to put towards it. I really have to get my ducks in a row and get on with investing for my future fast, in order to have even 20 years towards it when I retire. And I'd really rather retire in 10, since I just can't see myself working til I'm 65. <shrug>

That's why this whole thing is quite complicated and also quite unsettling for me. But I know it will be okay... I just have to get started, and time will take care of the rest. :)

Fool on!

Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.