No. of Recommendations: 1
Using Every Dollar ap now that a somewhat balanced budget is actually possible.
I can't fit every known upcoming expense into the budget and still pay down the debt, but at least there is a monthly budget.

Between this and your pay down, you are making great progress. As one poster noted early in this thread, it took you awhile to get the debt built up, and it will take a while to get it paid down.

Most groups that hold a Dave Ramsey type group are probably willing to let you meet some of the folks going through the same thing you are, even if you don't buy the materials. I suspect individual policies differ, but I suspect you could probably even attend their meetings.

Keep chipping away!
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