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I have 3 kids (ages 14,12,and 7)with college funds in 3 UTMA accounts. As a result of being more conservative (or less lucky)with the 14 year old's stocks that child will likely barely have college covered, for 4 years. The 7 year old's more aggressive stock account now seems to have a $25000 per year college covered. For 12 years in fact.Now, I know people who have spent that many years collecting various degrees but have considered it a little silly.My question is how would I potentially shift $ from the 7 year old to the 14 year old?
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