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You wrote, What would be the cheapest way to fund the account? How is everyone doing this?

Back when my Ameritrade account was a Datek account, I used to have my bill payer send them a check for $200/month. I just listed the account number as my user ID. Deposits always showed up within a couple of days of the scheduled delivery date. My financial situation has prevented me from continuing these contributions for the past couple of years; but I assume Ameritrade continues this practice.

I'm pretty sure I initially funded the account with a check from my checking account.

- Joel
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