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I am very new to investing and I am trying to do my homework. I am a 33 yr old physician.. I plan to retire in less than 30 yrs or so.. I paid into a 403b for the hospital where I did my training...

I was given advice to take it out and 'roll it into an IRA'. I understand I can not use a Roth IRA because my salary is above the maximum. I already have an account at Vanguard.. and it does seems like a good idea to move it out of my ex-employers plan.

In terms of the asset allocation of the IRA... why should I.. or should I not plop it into Vanguard TARGET RETIREMENT 2025 or 2035?
It seems simple, safe and sound. But... is it advisable??

Thanks
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