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Recently I used annualcreditreport.com to request reports from each of the big 3.

Each asked a series of questions to verify my identity.

For example, one of the questions had a list of street names, and asked me to click on one that matched a previous address.

Another had a list of banks & mortgage companies, and asked from which had I previously had a mortgage.

I've seen similar questions when applying for credit, and I've never had a problem with them. For Experian and Transunion, this worked fine, and I quickly had a downloadable copy of my reports.

But when I got to Equifax, none of the choices were correct. For example, it listed five banks, and asked from which I had a car loan. The answer was none of the above.

In fact, the answer was none of the above for ALL the questions.

At the end, they said they couldn't verify my identity, and I had to mail in a request form, and get a paper copy of my report.

Has anyone heard of this before?
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