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No. of Recommendations: 2

I just cannot figure out what they are doing at VirtualBank.

Every month of so they seem to dramatically change their banking philosophy, policies, products, and rates.

They used to be a great bank. They had some of the best rates, the best OLB interface out there, free bill pay, ATM rebates....

Now their rates fluctuate wildly. For their decent checking account, you have to pay for bill pay and you don't get ATM rebates. And yes, the "High Yield" Checking rate dropped from 4% to 2.75% in one shot.

I would advise people stay away from this one -- at least until they can figure out what they are doing.

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