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Vision and dental are not included but are available at additional premium.

Take a look at Time Insurance Assurant's "Plus" Dental Plan - It's the best I've seen - Basic benefits start immediately, Major benefits start after 6 months, both at 1/2 benefit, until you carry it for a year. There is no deductible and they have no PPO requirements - You can use any dentist. I've had 3 crowns installed under it. The last 2, after 1 year, cost me only a little more than a filling. Fillings cost me nothing out of pocket. Root scaling my upper 2 quadrants cost me nothing out of pocket.

I found the dentist that I use through Careington Care 500 Plan, a dental discount plan - If you only need Basic benefits, it's OK, but won't help you much with major benefits:

What this has to do wid Guns for Sport and Protection I have no idea!! <g> - just trying to help fellow community persons, as I might be able to.

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