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Volucris writes,

Main Author: Dr. Wade Pfau

I have never liked this guy. He always seems to be pro managed retirement funds, at 1%.


He seems to have reformed himself for this Society of Actuaries article -- he is recommending low-fee index funds.

But his previous work showing that 3% is the new "4% rule", and "the 4% rule is now 2%" quickly evaporated once you read the footnotes in the research paper. Of course, the 4% rule is only 2% if your paying a combined 2% per year in fees and expenses to the mutual fund manager and financial advisor.

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