Skip to main content
No. of Recommendations: 1
VTTVX is a good conservative choice as it is:

51.2% VTSMX
21.3% VGTSX
27.5% VTBIX

In other words, it is a Large Cap Growth and Value Blend of domestic and foreign stock index along with total bond index. So, fees are very low with plenty of diversification and pretty much a current buy. However, what's missing are small caps, but they IMHO are over priced right now. So, it would be best to wait with a very safe or reasonable bond fund until the next panic.

Very Safe Bonds for now:
VSGBX if over $3k, VSGDX if over $50k

Reasonable Bonds for now:
VFIIX if over $3k, VFIJX if over $50k

Small Caps during next panic:
NAESX if over $3k, VSMAX if over $10k.

Of course there are more aggressive options currently available (FTE,F,GM or AA) but I don't advise that for more than 1% of the portfolio.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.