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I met with a planner this week here in Atlanta to discuss VUL. I am in 401K which I max out at $10,000 per year, so does my wife.
We also have IRAs that we contribute $2000 each per year.
I don't have a retirement plan at work, no pension etc. so I thought that VUL is the next thing to put away for retirement. The planner told us to view the VUL as a GIANT ROTH IRA. This sounds pretty intriguing, but... is it true?

We have 2 kids in high school and their college is pretty well set (grandpa will pay).
So, the question is , for retirement, if I don't use the VUL, what other vehicle is there to use?

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