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Good afternoon, all.

The Wash Sale Rule kicks in if you sell a losing stock in a taxable account, and buy that same or a substantially identical stock within 30 days before and 30 days after the sale, even if you're buying in an IRA. Right?


1. The Wash Sale Rule only kicks in for sales in taxable accounts, right? So if I sell a position (gaining or losing) in an IRA and then buy it back in a taxable account, the Wash Sale Rule doesn't apply, right? Logic tells me that since buying or selling within an IRA generates no tax event (usually), then selling at a "loss" in an IRA and buying in a taxable account (or a different IRA) shouldn't trigger the wash sale rule. But I can't find anything that specifically says that, and we all know that "logic" means little to the IRS.

2. Are there any special tax considerations if, for example, I sell a gaining position in a taxable account and buy it in an IRA (other than paying the tax on the gain)?


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