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We are young and only a year out of college. Currently we save 9% pre-tax, 15% post-tax (but this is for shorter term purchases, such as cars, etc.) and we pay extra towards our mortgage. We also have a few fun investments on the side - DRP accounts - that aren't counted in these percentages. Our goal is to up our retirement savings by 1% everytime DH gets a raise - usually twice a year. We always think in terms of percentages.
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