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We do not qualify for a ROTH IRA.

I have threatened to move for the last 10 years. My husband does not want to move and we already have one rental. It does not look like real estate purchase is in the near future. I was involved with a small business many years ago and realized I hated it.

The concern was basically for retirement should we have more balance between after and pre tax investments. Doubt was creeping in. For now we will continue to max contributions to our 401Ks.

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