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No. of Recommendations: 11
We have a couple goals -- 1.) that she not be able to immediately cash out the stock and take the money and run, and 2.) we want it to be simple.

Gifts normally don't have strings. One thing we did with ours way back when was offer to match their Roth contributions from the time they started work. 3 kids - each did things differently.

I also think gifts aren't meant to improve people.

Coming out of college is often a time when an infusion of cash is really needed - think what it takes to rent an apartment, come up with transportation, pay deposits to utilities.

Also, right now, a stock gift could easily backfire and show how easy it can be to lose money.
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