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We live in CA and bought a house several years ago. We're in the money on it, but we've got a long way to go to pay it off. It doesn't make sense for us to pay it off early, though, because our (fixed) interest rate is pretty low. At this point, the only way I could think of RE is if we were to give up the house, and I wouldn't want to do that.

I'll just mention that a lot of Californians have achieved FIRE by giving up the house *and* California - at the right time. (Now is probably not the right time.)
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