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We ususally advise clients to do a trustee-trustee transfer from a qualified plan to an IRA. One reason is because of higher fees but TIAA is much lower than the rest of the industry.

However, there may be some reasons for leaving in the QP-creditor protection for one.

Find out what the post mortem distribution options are for your plan-IRAs usually have more flexibility.

Buz LIvingston
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