Skip to main content
Message Font: Serif | Sans-Serif
No. of Recommendations: 0
We're in the same boat. We have cash/pension lumps that are locked down in bonds. So I adjust my position based on market and small/mid caps were crushing it since winter. So we had 15% international/45% small-mid and 40% large cap. I just adjusted to 10/40/50 since our international ETFs avg 6% in 10 years. I don't do any bonds. If you want to be aggressive, you could pick a target date fund for when you want to retire and add 10 years to give you more stock exposure. I'm not a fan of target date funds since many are heavy in bonds too early in my opinion.
Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.