No. of Recommendations: 2
Well, all I can do is tell you what I would do, but everyone's circumstances are different. I am close to you in age, however, at 34. Being thirty years away from retirement, I would dump the guaranteed interest fund within the 401(k), although I know some will disagree with me. I would have cash invested outside the 401(k), of course (MMF, CD's, etc.) Your other funds look pretty good, but I'm not a complete daredevil; I would allocate more assets to the large-cap index fund. Personally I would want that closer to 60%. These are the solid performers; the "core" of your portfolio. The smaller caps and foreign funds are more of a hedge to me, adding some diversity to my portfolio.

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