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Well, I talked to a person from work and he tells me that his daughter had a small accident and the other party said they were not going to call the ins co, but they in fact did report it to the ins co. So his daughter got into trouble with the police.

In NH - if COMBINED damage is >$1K the law requires the accident to be reported. That is nuts - heavy scratch damage on a 2 cars can cost > $1K to repair. Also - my damage is zero - how do I know damage of the other car ? Stupid law.

Well, I got my answer.

Calling the INS CO tomorrow and going to spend hours filling out paperwork and getting quotes.

All I did was sit at the stop light.

Now I am getting mad that I have to do all this from the other drivers bad driving. It was his fault ! 100%.
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