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Well, let's see--

I put my HI money into two stocks recommended by other TMF services: MIDD and OLED. Completed all trades within 2 days of each other. MIDD is up 14%; OLED is up 9%. But for wanting to buy those, I would not have sold HI when I did.

Or one could have put the money into AMZN--recommended a week later. AMZN is up about 9% since the rec.

Or WFM--recommended within a day or so of the HI sell rec--up about 8%.

Or you could have just held on to HI and sold it at a better price.

The larger points:

A. Money is just money. There is no magic about having it in a certain security vs. another. Either position can grow or shrink.

B. You can't make a judgment based on a moment in time. Today, HI is above $31; tomorrow--who knows.

C. When I sold HI, my annualized MDP returns had dropped to about 12%. Today, returns are climbing back toward 16%--per year for nearly 4 years! The portfolio is where to keep your eye, not an individual stock.

D. MDP doesn't 'make us' sell a stock. It just advises. I'm still holding YHOO, which the advisors recommended selling at a loss--up 138% for me. I'm also still holding ARO--which I could have sold for a small loss when MDP recommended selling. I'm down a mere 79%! (But again--the portfolio is up a cumulative 60%+ in less than 4 years! And my YHOO gains dwarf the ARO loss,) Point: we have to take responsibility for acting or not acting on the recs.

E. If you are new to the service, and MDP recommended selling a position you just got into, that's a difficult problem to have from various angles--especially including the fact that a new member hasn't had enough time to develop his/her own perspective and strategies vis a vis MDP. That problem is easily solved by time--as opposed to moments. A year from now you should be in a better place in understanding how MDP works, and how it can help you. Again, however, if/when your portfolio is generating double digit returns, there won't be many 'mistakes.' Because money is only money.

Great weather pretty much everywhere this weekend!


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