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Well, sometimes investments you DON'T make are as important as the ones you do, and i have decided to pass on Intac. Thanks again for everyone's insights and help. I think I'll be looking more toward S&P 500,Russell 2000, and EAFE indexes and Berkshire Hathaway for my cash until I have enough money to deal directly with any arbitrage/hedge fund with a small, aggressive portion of my money. I'm young enough that simple investments that can attain the market average (indexes), may not be super-exciting, but they will be acceptable(and I'll sleep a lot better). Thanks again everyone.

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