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WERman wrote:

We're living well on less than half. 70% of pre-retirement EXPENSES might be more like it. For us, federal income tax went way down from $25k last year to ~$5k this year. Savings went from about $15k last year to zero. No more suits, dress shirts, ties, and wing tips. Very little dry cleaning. No lunches at work. Car insurance dropped way down because no commuting.

Sounds great!

But, may I ask, how are you dealing with health insurance? Are you paying for it, or is it covered by a former employer? (Or, are you foregoing health insurance & taking lots of vitamins? <g>)

regards, - jobobb
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