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We've decided to use our home equity line of credit if need be to fund our Roth IRAs for similar reasons. Why pay all that commission to the insurance broker? Then when we decide to pay off the line of credit the money is there tax free, assuming the Roths haven't actually lost money, and we've had some years of increased mortgage deduction. So, are we crazy? It just drives me nuts not to fund our Roth IRAs when that's the one chance we have to have some money for retirement that's not taxed again.
Best, Cindylouwho22, who is not 22, but is the 22nd Cindylouwho on these boards...
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