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What are pros & cons of including a Variable Annuity in a retirement plan?

You need to really watch the fees on annuities.

One good place to start is the Quicken web site that has a section on annuities:

You can also try the Annutities section at SmartMoney:
"What's Wrong With Variable Annuties?"


"Who Should Buy Variable Annuities."

For a slightly more positive view of annuities you can try the National Association For Variable Annuities:


Hope these help.

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