No. of Recommendations: 1
What are the loads or annual fees for the IUL? Exactly how are those applied?

Ahh, I found it...sort of:

• Premium charge: A premium charge of 5% will be deducted as premium is paid into the policy.
• Monthly insurance cost charge: An insurance cost charge will be deducted every month on the monthly anniversary and is
based on factors such as age, gender, and risk class.
• Monthly policy charge: A policy charge of $7.50 per policy will be deducted every month on the monthly anniversary.
• Monthly expense charge: An expense charge will be deducted every month on the monthly anniversary and is based on
age, gender, death benefit amount, and risk class.

5% load on all money put in.

What, exactly, are the insurance costs and monthly expense charge??

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