Skip to main content
No. of Recommendations: 0
What do I have to do to get the freebie from equifax (or any CRA)? I could mail them with a copy of my rejection letter. Or maybe they already know I was turned down and if I contact them they will know that I'm entitled to a free one?


On your rejection letter it will list the agency or agencies used to access your report. If this was Equifax you can call their automated line which should be listed on your denial letter same goes for Trans Union, they usually mail them to you in 72 hours. However if they used Experian then you can get a FREE report ONLINE. Just go to www.experian.com and enter your information, it will asked you if you have denied credit in the last 60 days, click yes and you will get you report right online, unfortunatelt EQ and TU don't do this only snail mail.
Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.