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Hello, all-

I got a free trial membership to the Fool boards, but just recently joined. I've enjoyed the discussions here as they've helped to shape my previously very limited thinking about saving for the future. As far as a little background, I'm 27, single, and recently bought a condo ("my shoebox") with DFH (is that right? "Dear Future Husband"?) in the Bay Area. I finally paid off about $10K in credit cards last September, mostly holdover debt from college. I do have some student loan debt remaining as well as a HEFTY mortgage. But this post is not supposed to be a depressing one, so, anyway...

Since I've monitored these boards before, I've seen discussions on how much everyone saves. I need some advice on what percentage I am saving. Currently, I save (all figures are percentage of my gross pay):

17% in 401(k)
8% in savings
8.94% in Roth IRA
6.36% in eFund

Yes, I actually figured out what percentage I was saving for my Roth. Although I am self-professed math flunkie, I seem to like numbers when they involve money.

So, is this a good percentage? How does this compare with others? I'm not sure if I'm confortable with posting the exact dollar amounts at this time. Truly, I have no idea what is a good amount to save. My father subscribes to that old school philosophy that people don't talk about money, religion, or politics, so I never got a heart-to-heart about anything financial. It seems like many others on this board are in the same boat.

Thanks for listening.
Wednesday
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